COVID-19 has wreaked havoc all over the world and has changed the way almost everything is done. The NCAA is no exception and has had to update the eligibility process through the 21’-22’ academic year. Read up on the original rules first so you can understand the differences. Who Wrestlers who enroll full-time for the first time in college. Change The significant change with these rules is the ACT and/or SAT are no longer required for eligibility determination. Currently, tests are unavailable or severely limited in most parts of the country, so students are unable to complete a test like… Read More
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All About Loans
Loans are, unfortunately, the primary way wrestlers pay for college. In 2020, there are about 1.56 trillion dollars in student loans outstanding to almost 45 million students, close to 35k per student. Student Loans are also the second-highest cause of debt in the US. None of that is to scare you; it’s just to show you the reality of the importance of loans for a college education. Loans are a great tool to use for school if you understand them, and use them correctly. Read more about loans: Student Loans Overview Federal Loans Overview What are Loans? Quite simply, a… Read More
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Federal Student Loans – Overview
Federal Loans are a reality of almost everyone who attends college. College is expensive, and loans are the most common way students pay for it. The federal government has its own loan program, which should be the first loan student turn to. Read a Loan Overview here. Read a Student Loan Overview here. This is a brief overview of the federal loan program, and other articles will go more in-depth on each one. Types of Loans There are four different loan programs offered: Direct Subsidized Direct Unsubsidized Direct PLUS (also known as Parent PLUS and Grad PLUS) Direct Consolidated Direct… Read More
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Student Loans
Student loans. The phrase makes you cringe just reading it. Unfortunately, loans are the primary way students pay for their college education. No one likes them, but they are the reality of continuing education. Loans come from a couple of different sources and knowing the difference can potentially save thousands of dollars. The two primary sources of loans are from the federal government and private sources. Private loan sources include banks, credit unions, states, and loan companies. Loans are included in the financial aid package to show how much you would need to borrow based upon what the school believes… Read More
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Grant vs. Loan vs. Scholarship
Grants, Scholarships, and Loans. These are three different sources of aid that are provided to wrestlers to help you pay for your education. We are going to explore the differences between each, so you know what each is and what it means for you. Who Provides Them? Grants – typically government organizations, non-profits, and schools Scholarships – awarded by a wide variety of organizations Loans – provided by the government, banks, and private organizations How is Award Determined? Grants – Most often by financial need Scholarships – By criteria established by the provider; normally achievement or qualification based Loans –… Read More
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COVID-19 – NAIA
COVID-19 has disrupted everyone’s life in some way or another. Two of these of interest to 2020 high school graduates is the forced cancellation of the ACT/SAT tests for months and school closures. While both are starting to test again, due to these disruptions, the NAIA has made changes to the eligibility rules. Read about the NAIA Initial Eligibility rules. COVID-19 is continually evolving, and with it, the rules. We will update this page as new guidance and regulation are announced. Who Do They Affect? Entering freshman for the 2020-2021 academic year. An entering freshman is a wrestler who… Read More
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COVID-19 – NCAA
COVID-19 has disrupted everyone’s life in some way or another. Two of these of interest to 2020 high school graduates is the forced cancellation of the ACT/SAT tests for months and school closures. While both are starting to test again, due to these disruptions, the NCAA has made changes to the eligibility rules. Read about the NCAA Initial Eligibility rules. COVID-19 is constantly evolving and with it, the rules. We will update this page as new guidance and regulation are announced. Who Do They Affect? Students who graduate in the Spring/Summer of 2020 AND initially enroll full-time for 2020-2021… Read More
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Professional Judgment – FAFSA
Finances can change in an instant. Job loss, sickness, pandemic, or many other issues can change your family’s finances and, in an instant and affect your ability to pay for school. The FAFSA is submitted with the previous year’s taxes and only captures your financial situation at a particular time (when you submitted the application). It may not accurately depict your financial situation later when you are getting ready to pay for college. If your situation changes for the worse, an institution’s financial aid administrator can do what is called a Professional Judgment. Professional Judgments can occur for both financial… Read More
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College Selection Process – Step 7
You’ve finally come to the end of the road! Though while this is the end, hopefully, it is typically the hardest part. Every institution has its unique things that make them great, and you have to sort through them and figure out the one right for you. Sometimes it’s undeniable and straightforward. Many times, it’ll take a lot of thought and deliberation to figure it all out. At this point you will be taking all the information you have available to you and using it to determine what institution you should attend to help you reach your goals and dreams…. Read More
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College Selection Process – Step 6
The homestretch has arrived. You’re down to the last few institutions, and you are ready to learn every possible piece of information you can about an institution. Now you should have your list of institutions you’re going to take your final visits to. There’s no specific order the visits need to be made and is often dictated by schedules and availability. These visits are similar to previous visits, except you’re now looking for how institutions match to your lists. You currently have an excellent idea of what you are looking for; it’s time to find it. The majority of your… Read More